1.Status of this document
This document is a draft and is pending review by a legal advisor before final publication. Until then it may change and should not be taken as the final version.
Company details that are not yet defined appear in square brackets with the word "Pending".
2.Who we are
Finance by Movee is a personal and family finance app with artificial intelligence. The controller of your data is [Pending: legal name], tax ID [Pending: tax ID], located at [Pending: address].
Privacy contact: [Pending: privacy contact email].
3.Data we collect
We collect only the data needed for the app to work. Depending on what you use, it may include:
- Account data: name, email, phone, country, date of birth, language and main currency.
- Financial records you enter: transactions, categories, budgets, savings, loans, investments and lists.
- Attachments and documents you upload: receipts, invoices and statements, including their images.
- Voice transcripts: the text that results from dictating a transaction, when you use that feature.
- Technical data: device and browser type, theme and language preferences, and usage logs needed for security and plan limits.
- Bank emails and statements, only if you turn on bank automation (a beta feature) and share them voluntarily.
4.What we use your data for
We use your data for the following:
- Providing the service: storing your records, calculating budgets and generating reports.
- Offering the AI features you choose to use.
- Keeping your account secure and preventing fraud or abuse.
- Applying the limits of your plan.
- Contacting you about your account, service notices and important changes.
5.Legal bases and consent
We process your data with your authorization and because it is necessary to provide the service you asked for. For artificial intelligence processing we ask for a separate consent that is express and that you can revoke.
We record which version of the terms and of the consents you accepted, and when.
6.Artificial intelligence and international transfers
When you use an AI feature, the content you provide is sent to third-party artificial intelligence providers: the text you type or dictate, transcribed voice, and images of invoices, receipts or statements you upload. These providers may process it outside your country, which involves an international data transfer.
This only happens after you give your express AI consent. If you do not give it, those features are not activated. The Básico plan works fully in manual mode, without AI.
7.Who we share data with
We do not sell your financial data. We share it only with providers that help us operate the service, in these categories:
- Infrastructure and storage: Google Firebase and Google Cloud, where your data is stored.
- Third-party artificial intelligence providers, only with your consent.
- Communication services, such as email, notifications and phone verification.
- Payment processors, once billing for the plans is active.
- Authorities, when a law or a valid order requires us to.
8.How long we keep your data
We keep your data while you have an active account. Some temporary data deletes itself: for example, exports are kept for 7 days, temporary audio for 24 hours, and technical usage counters expire automatically.
If you delete your account, we delete your data and keep a minimal, anonymized record. Some billing data or data required by law may be kept for as long as the law requires.
9.How we protect your data
We use reasonable technical and organizational measures: encrypted connections, access control per account and per list, database security rules, identity verification in server operations, and limits against abusive use.
No system is completely invulnerable. If an incident affecting your data occurs, we will act according to applicable law.
10.Your rights and how to exercise them
You can know, update and correct your data, ask for proof of the authorization you gave, learn how it is used, revoke your authorization, request its deletion and file complaints with the data protection authority.
You can exercise many of these rights from Settings: edit your profile, export your transactions as CSV and delete your account. For anything else, write to [Pending: privacy contact email]. The detailed procedure is in the Personal data processing policy.
11.Minors
You must be at least 18 years old to create an account. Supervised accounts for minors aged 13 to 17 are pending and are not available yet.
If you record data about a minor in your care, you declare that you are their legal representative. If we find that a minor created an account without authorization, we may close it and delete their data.
13.Changes to this policy
We may update this policy. The date of the last update appears at the top. If the changes are important, we will let you know in the app.
14.Contact
If you have questions about this policy or your data, write to us at [Pending: privacy contact email].