1.Status of this document
This document is a draft and is pending review by a legal advisor before final publication. Until then it may change and should not be taken as the final version.
2.What AI does in the product
Depending on the plan and the status of each feature (some are in beta), artificial intelligence is used to:
- Propose a transaction from what you dictate or type.
- Propose a transaction from a photo of a receipt.
- Read invoices with text recognition (OCR).
- Read bank statements and, in beta, bank emails that you choose to forward.
- Generate reports, analysis and recommendations.
- Estimate a risk profile for investments.
- Answer questions about your reports in a chat, in the plan that includes it.
3.You always confirm
The AI only proposes. Before any transaction is saved, you review and confirm it. The AI never creates transactions on its own.
If there is not enough data, the app prefers to show you "no data" rather than invent a value.
4.AI can make mistakes
Artificial intelligence models can misread an amount, a date or a category, or give a recommendation that does not fit your situation. Always review what it proposes before confirming and before making decisions.
5.It is not financial advice
AI results are for guidance and education only. They are not financial, investment, tax or legal advice. Before deciding, consult an authorized professional.
6.What data is sent and to whom
When you use an AI feature, we send the content you provide to third-party artificial intelligence providers: the text you type or dictate, voice transcribed to text, and images of invoices, receipts or statements you upload.
These providers may process the data outside your country, which involves an international transfer. This only happens after you give your express consent, and we do not sell your financial data.
7.The Básico plan does not use AI
The Básico plan works fully in manual mode, without artificial intelligence. You can record and manage everything by hand without giving AI consent and without any content being sent to AI providers.
8.How to turn off AI or revoke your consent
You can stop using AI features at any time and revoke your consent. If you revoke it, those features stop being available for your account and no more content is sent to AI providers.
For questions on this topic, write to [Pending: privacy contact email]. More information is in the Privacy policy.